If we put aside the black ties, the velvet curtains and the overall exclusive atmosphere, baccarat is one of the simplest casino games around. In addition, baccarat is a beatable game with a low house edge, which makes it one of the best bets you can make! Here you can read about baccarat history and learn how to play the game.
Both the American and European versions of baccarat and the French Chemin de Fer are late developments of the Italian game called baccara, which means zero in Italian. The origins of baccara go back to an old Etruscan myth. According to the myth, a blonde virgin had to toss a nine sided die to decide on her destiny. If the die landed on eight or nine, she would have to fulfill her destiny and become a priest. If the die landed on six or seven, she would be forbidden to participate in any religious activity. If the die landed on any other number, the virgin had to walk into the sea.
The Italian game baccara was popular among French aristocracy during the end of the 15th century. Baccara had evolved to the European version of baccarat, which is still played in European casinos today as well as the French variation of baccarat known as Chemin de Fer, which is mainly played in casinos in France. The American version of the game was introduced to Nevada casinos in the 1950s by Francis Tommy Renzoni, who imported the game from Havana.
Baccarat still carries an aroma of aristocracy and exclusivity. In American casinos, baccarat is played in a separated area of the casino, hidden behind velvet curtains. Baccarat players are usually dressed up and the betting limits are higher comparing to other table games. In order to attract the medium budget players, a lower limit version of baccarat, called mini baccarat, was invented. Mini baccarat is played on a smaller table, inside the casino gambling area with lower betting limits than baccarat.
How to Play Baccarat
Baccarat is played with 3 dealers and up to 12 or 14 players. Baccarat is usually played with 8 standard card decks. Aces valued as one, face cards and ten cards valued as zero, and the rest of the number cards worth their face value. The suit has no meaning. The object of the game is to get as close to 9 as possible.
The play begins by all players, including the dealer, placing their bets either on the player, the banker, or on a tie. Traditionally, the dealer bets on the banker. The dealer can be the house dealer or one of the players. After everyone has placed their bets, the dealer gives two cards to each player and to the banker.
The score of each hand is calculated as the sum of the two cards minus the left digit. For example, if the sum of the two cards is 15, the score would be 5. The decision whether to deal a third card is determined by a set or rules and it is not up to the player or the dealers decision.
If the score of the players hand is 9 or 8, he wins
If the score of the dealers hand is 9 or 8, it is a tie
If a players score is 7 or 6, he can be dealt a third card
If a players score is 5 or less, he has to receive a third card
If a player gets a third card and the score of the dealers hand is 2, 1 or 0, he must draw a third card
If the score of the dealers hand is 3 and the players third card is any value but 8, he must draw a third card
If the score of the dealers hand is 4 and the players third card value is between 2 and 7, he must draw a third card
If the score of the dealers hand is 5 and the players third card value is between 4 and seven, he must draw a third card
If the score of the dealers hand is 6 and the players third card is 6 or 7, he must draw a third card.
If the score of the dealers hand is 7, he cannot draw a third card.
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Backgammon For Beginners
Except in certain circles, the game of backgammon doesn’t get much attention these days unless the version being played is the online version. But that’s not the way it was 5,000 years ago when players in Mesopotamia first created this exciting and strategic board game. Few people realize that backgammon existed even before the game of chess was created, making it one of the oldest games still played in modern times.
Little about backgammon has changed since its earliest days. The game itself has survived countless civilizations including the Persians, Greeks, Romans and Egyptians. This is evidenced from the many games that have been discovered by means of archeological excavations. The layout of the board has changed as previously it consisted of 3 rows of 10 squares. For a time it was called Senat. Since then, however, the only other significant change has been the addition of the doubling cube, thought to have been added in the early 1900’s. The doubling cube made the game more interesting and added an element of intrigue.
As with most things in life the Internet breathed new life into the game of backgammon, with virtual game rooms springing to life almost as fast as virtual poker and other virtual games of chance. Today, finding others who share a passion for the game is easy. All players need to do is log on to any of the established backgammon web sites any time of day and they’ll find players around the world looking for partners. To draw attention to these sites, operators have started offering cash prizes and other alluring bonus offers and their tactics are working.
If you’ve never played a game of backgammon, you really don’t know what you’re missing. It’s not hard to learn and once you do, you’ll find that the game is somewhat addicting. With each new round, you’ll learn something you didn’t know before, and as you do, your ability to effectively strategize will increase. So next time you’re bored, find someone who knows how to play backgammon!
Little about backgammon has changed since its earliest days. The game itself has survived countless civilizations including the Persians, Greeks, Romans and Egyptians. This is evidenced from the many games that have been discovered by means of archeological excavations. The layout of the board has changed as previously it consisted of 3 rows of 10 squares. For a time it was called Senat. Since then, however, the only other significant change has been the addition of the doubling cube, thought to have been added in the early 1900’s. The doubling cube made the game more interesting and added an element of intrigue.
As with most things in life the Internet breathed new life into the game of backgammon, with virtual game rooms springing to life almost as fast as virtual poker and other virtual games of chance. Today, finding others who share a passion for the game is easy. All players need to do is log on to any of the established backgammon web sites any time of day and they’ll find players around the world looking for partners. To draw attention to these sites, operators have started offering cash prizes and other alluring bonus offers and their tactics are working.
If you’ve never played a game of backgammon, you really don’t know what you’re missing. It’s not hard to learn and once you do, you’ll find that the game is somewhat addicting. With each new round, you’ll learn something you didn’t know before, and as you do, your ability to effectively strategize will increase. So next time you’re bored, find someone who knows how to play backgammon!
Audio Books On CD For First Time Users
Audio books on CD are the ultimate modern gift for you, for your friends or family members. Audio books on CD have many benefits from optimizing your time management by listening to audio books while driving or exercising to using them as an effective method of education for children or learning languages.
But what do you have to do to start? Which audio books should you start with? Do you have to buy the audio books? Read on and find out the answers to these questions and others. Just follow the next steps:
1. Ask yourself when you are going to listen to the audio books on CD – Before going to sleep at night, while driving, while cleaning the house etc.
Depends on your answer decide which kind of audio books you would like to listen to. For example if you will listen to CD audio books while cleaning the house, you will probably want to listen to a romance or an easy listening audio book.
2. Ask yourself how often you would listen to audio books. If you will listen to audio book on CD for more than an hour a day, you should rent audio books instead of buying them.
3. Now after answering those questions you can move on to the real thing. Go to one of our recommended audio books on CD sources (You could find the link by scrolling down to the end of this document) and check if the titles you are interested in are available. The recommended audio book sources have a great selection, customer service and prices so you don’t have to check elsewhere.
4. Take the time to read the different rate plans and programs and choose the most appropriate to you. Don’t worry, all the recommended Audio books on CD sources have free trials so you could always cancel and get your money back.
5. Fill in your personal and payment details and choose the audio book titles.
6. You will get the CD audio book delivered to your house within a couple of days.
Did you know that CD sales revenue has increased from 35 percent in 2002 to 45 percent in 2003.
It is so easy to start listening to audio books on CD and it enhances your life productivity. Try it. You will not regret it.
But what do you have to do to start? Which audio books should you start with? Do you have to buy the audio books? Read on and find out the answers to these questions and others. Just follow the next steps:
1. Ask yourself when you are going to listen to the audio books on CD – Before going to sleep at night, while driving, while cleaning the house etc.
Depends on your answer decide which kind of audio books you would like to listen to. For example if you will listen to CD audio books while cleaning the house, you will probably want to listen to a romance or an easy listening audio book.
2. Ask yourself how often you would listen to audio books. If you will listen to audio book on CD for more than an hour a day, you should rent audio books instead of buying them.
3. Now after answering those questions you can move on to the real thing. Go to one of our recommended audio books on CD sources (You could find the link by scrolling down to the end of this document) and check if the titles you are interested in are available. The recommended audio book sources have a great selection, customer service and prices so you don’t have to check elsewhere.
4. Take the time to read the different rate plans and programs and choose the most appropriate to you. Don’t worry, all the recommended Audio books on CD sources have free trials so you could always cancel and get your money back.
5. Fill in your personal and payment details and choose the audio book titles.
6. You will get the CD audio book delivered to your house within a couple of days.
Did you know that CD sales revenue has increased from 35 percent in 2002 to 45 percent in 2003.
It is so easy to start listening to audio books on CD and it enhances your life productivity. Try it. You will not regret it.
Authentic watches – fine timepieces just for the collector in you!
Genuine watches are easily distinguishable from ordinary timepieces, having several functionalities. An expensive collectible wristwatch attracts with complications such as the chronograph, moon phase and perpetual calendar. Best of all, they can be found online at attractive prices.
If you are interested in a genuine Rolex wristwatch, then you should definitely check out the Rolex Rare Panama Canal. This is a special edition from the famous producer, also known as the Submariner, presented online by specialized sellers. Authentic Rolex timepieces impress with the 18 karat yellow gold, steel case and automatic movement. You can either choose a new Rolex watch or go for second-hand, barely used genuine watches. No matter which you prefer, you can be certain that you are offered the best quality. Gold/steel buckle, fold clasp and sapphire glass are just few of the features commonly encountered in a Rolex. There is also the black dial, the steel/gold bracelet and the attractive complications: date, center seconds and rotating bezel. Wearing any type of Rolex is a sign of elegance and refinement.
F.P Journe is a world-renowned name in the watch industry. Online, you can find several genuine watches bearing this name, including the exquisite and authentic F.P Journe Octa Calendrier Platinum. This watch is a clear proof of taste, with automatic movements and platinum buckle. Enjoy and leave it as heritage to your son. The F.P Journe watch has silver dial, sapphire glass for extra resistance and Arabic numerals. The bracelet is made from crocodile skin and among the complications you can find panorama date, week day and month hand. Such watches are truly unique items for a collector. If you enjoy watches, then you will certainly adore your F.P Journe platinum wristwatch. It has a transparent case, off-center dial and subsidiary seconds. The dial is plated with 18 karat gold and many people choose this particular watch for the retrograde date indication.
Talking about such grand names it makes you feel little. The truth is that the watch industry is filled with important brands, all offering the highest quality for their products. We are talking about names like Rolex, Patek, F.P Journe and Vacheron Constantin. The Internet presents an equal number of attractive opportunities for all the brands mentioned, including Vacheron Constantin watches. Made from steel with center seconds, these genuine watches are popular items. They come with silver dial and roman numerals, having delicate finishing touches. The bracelet is made from crocodile skin and it has a black color. The winding mechanism is manual and both the strap and the buckle are original.
Cartier offers some of the most incredible genuine watches for the ladies. The case material is stainless steel and the quality offered beyond anyone’s expectations. With quartz movement, steel buckle and fold clasp, Cartier timepieces are ladies’ favorites. They have glass made from sapphire, white dial, roman numerals and steel bracelet. Each Cartier watch is a true jewel that tells times. And in order to confirm that, you have the Chanel White Ceramic watch. They have a diamond dial, ceramic case and they are waterproof for 30 m. The gemstones included, meaning diamonds, are perhaps the greatest quality offered for authentic Chanel watches. Complications include: date, center seconds and rotating bezel. Quality is something you will encounter with every genuine watch, no matter if you prefer Rolex, F.P Journe, Cartier or Vacheron Constantin! Choose a specialized resource and browse through the extensive offers they have for genuine timepieces.
Different Types of Investments
Overall, there are three different kinds of investments. These include stocks, bonds, and cash. Sounds simple, right? Well, unfortunately, it gets very complicated from there. You see, each type of investment has numerous types of investments that fall under it.
There is quite a bit to learn about each different investment type. The stock market can be a big scary place for those who know little or nothing about investing. Fortunately, the amount of information that you need to learn has a direct relation to the type of investor that you are. There are also three types of investors: conservative, moderate, and aggressive. The different types of investments also cater to the two levels of risk tolerance: high risk and low risk.
Conservative investors often invest in cash. This means that they put their money in interest bearing savings accounts, money market accounts, mutual funds, US Treasury bills, and Certificates of Deposit. These are very safe investments that grow over a long period of time. These are also low risk investments.
Moderate investors often invest in cash and bonds, and may dabble in the stock market. Moderate investing may be low or moderate risks. Moderate investors often also invest in real estate, providing that it is low risk real estate.
Aggressive investors commonly do most of their investing in the stock market, which is higher risk. They also tend to invest in business ventures as well as higher risk real estate. For instance, if an aggressive investor puts his or her money into an older apartment building, then invests more money renovating the property, they are running a risk. They expect to be able to rent the apartments out for more money than the apartments are currently worth – or to sell the entire property for a profit on their initial investments. In some cases, this works out just fine, and in other cases, it doesn’t. It’s a risk.
Before you start investing, it is very important that you learn about the different types of investments, and what those investments can do for you. Understand the risks involved, and pay attention to past trends as well. History does indeed repeat itself, and investors know this first hand!
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